Onye ọka iwu ihe mberede ụgbọala na Essex County
Ị merụrụ ahụ n'ihe mberede ụgbọala na Essex County?
Lekwasị anya n'ịgbake. Anyị ga-alụso ụlọ ọrụ inshọransị ọgụ.
Onye inshọransị malitere ịkwado ikpe ya n'ụbọchị nkukota gị. Nweta onye ọka iwu obodo n'akụkụ gị tupu i nye nkwupụta ma ọ bụ nabata onyinye ọ bụla.
Kpọọ 888-658-4284 Nyocha ikpe n'efu$0 n'ihu
Ị gaghị akwụ onye ọka iwu ụgwọ ma ọ bụrụ na anyị enwetaghị gị ụgwọ nkwụghachi.
Kemgbe 1997
Ihe dị ka afọ 30 nke ahụmịhe ikpe na New Jersey na New York.
Ọfịs obodo 4
Newark · East Orange · Irvington · Montclair
Echela: a ga-etinyerịrị ọtụtụ nkwupụta n'ime afọ 2, ma nkwupụta metụtara ụgbọala ọha nwere ike ịchọ ọkwa n'ime ụbọchị 90.
Essex County so n'ime mpaghara (county) nwere ndị mmadụ kacha jupụta na New Jersey. Ndị na-aga ọrụ, gwongworo, ụgbọ ala ọha na ụgbọala ọdụ ụgbọelu na-ejupụta Route 21, I-280, I-78, New Jersey Turnpike na Garden State Parkway kwa ụbọchị, ebe okporo ụzọ obodo jupụtara na Newark, East Orange na Irvington jupụtara na ndị na-eji ụkwụ aga. Mgbe nkukota merụrụ gị ahụ, ụlọ ọrụ inshọransị na-amalite ịgbalị ịkwụ gị obere ego dị ka o kwere mee, ọtụtụ mgbe n'ime awa ole na ole.
IBEZIM LAW OFFICES, PC na-enyere ndị ihe mberede ụgbọala metụtara aka n'ofe Essex County site n'ọfịs anyị dị na Newark, East Orange, Irvington na Montclair. Onye ọka iwu Sebastian O. Ibezim, Jr. ejirila iwu rụọ ọrụ na New Jersey kemgbe 1997 na New York kemgbe 1999, nwee ihe dị ka afọ 30 nke ahụmịhe ikpe. Anyị na-ege ntị, na-akọwa nzọụkwụ ọ bụla, ma na-elekọta nkwupụta gị site na mmalite ruo n'ọgwụgwụ. Ndụmọdụ bụ n'efu, ị gaghịkwa akwụ onye ọka iwu ụgwọ ma ọ bụrụ na anyị enwetaghị gị ụgwọ nkwụghachi.
Ihe mere okporo ụzọ Essex County ji ahụ ọtụtụ ihe mberede ụgbọala
Essex County jikọtara etiti obodo jupụtara, okporo ụzọ isi nke obodo ochie na okporo ụzọ awara awara na-aga New York City na Newark Liberty International Airport. Ngwakọta ahụ na-akpata nkukota siri ike ugboro ugboro n'okporo ụzọ ndị a:
Route 21 (McCarter Highway)
Ọtụtụ ụgbọala ndị na-aga ọrụ, ọkụ okporo ụzọ ugboro ugboro na ụzọ nzukọ jupụtara na Newark, Belleville na Nutley na-akpata nkukota n'azụ na mgbe a na-atụgharị.
I-280
Ụzọ abanye dị warara, ịkwụsị na mberede na ụzọ nzukọ Parkway na East Orange na-akpata nkukota mgbe a na-agbanwe ụzọ na nkukota n'usoro.
I-78 na NJ Turnpike
Ụgbọala ọdụ ụgbọelu, ọdụ ụgbọ mmiri na gwongworo gburugburu Newark na-ebute nkukota nnukwu gwongworo na nkukota n'oke ọsọ.
Garden State Parkway
Ọgbaghara, ịkwọ nso n'azụ na ụgbọala na-ejikọ ụzọ na Irvington, East Orange na Bloomfield na-akpata nkukota n'azụ na n'akụkụ.
Bloomfield, Springfield na South Orange Avenues
Mpaghara azụmahịa jupụtara, ụgbọala a dọbara adọba na ụgbọala na-atụgharị na Montclair, Irvington na Oranges na-akpata nkukota n'ụzọ nzukọ.
Okporo ụzọ etiti obodo Newark
Ebe ndị mmadụ na-agafe jupụtara gburugburu Broad Street, Market Street na Newark Penn Station na-etinye ndị na-eji ụkwụ aga na ndị na-agba igwe n'ihe ize ndụ.
Nkukota ndị na-eji ụkwụ aga bụ nnukwu nsogbu na Newark na obodo ndị dị nso. Ọ bụrụ na ụgbọala kụrụ gị mgbe ị na-eje ije, lee peeji anyị banyere onye ọka iwu ihe mberede ndị na-eji ụkwụ aga.
Mmerụ ahụ a na-ahụkarị n'ihe mberede ụgbọala na Essex County
- Mmerụ isi na ụbụrụ: mmerụ ụbụrụ (concussion) na mmerụ ụbụrụ siri ike, ọbụna na nkukota na-adịghị n'oke ọsọ.
- Mmerụ olu na azụ: mmerụ olu (whiplash), diski gbapụrụ agbapụ na mmebi akwara ọkpụkpụ azụ.
- Ọkpụkpụ gbajiri agbaji: nkwojiaka, ọgịrịga, ukwu na ụkwụ gbajiri agbaji site n'ịkụ dashboard, sterịị ma ọ bụ ụzọ ụgbọala.
- Mmerụ ime ahụ: ọbara ọgbụgba ma ọ bụ mmebi akụkụ ime ahụ nke nwere ike ọ gaghị egosi ihe ịrịba ama ruo otu ụbọchị ma ọ bụ abụọ.
- Mmerụ uche: nchegbu, nsogbu ụra na egwu ịkwọ ụgbọala mgbe nkukota siri ike gasịrị.
Hụ dọkịta n'otu ụbọchị ahụ ma ọ bụrụ na ị nwere ike, ọbụna ma ọ bụrụ na ọ dị gị ka ahụ dị gị mma. Igbu oge n'ọgwụgwọ bụ otu n'ime ihe mbụ ụlọ ọrụ inshọransị na-eji ekwu na mmerụ ahụ gị adịghị njọ.
Iwu ihe mberede ụgbọala na New Jersey: Ihe ọ pụtara maka nkwupụta gị na Essex County
| Iwu | Ihe ọ pụtara maka gị |
|---|---|
| Usoro enweghị ụta (no-fault) na PIP | New Jersey bụ steeti no-fault. Inshọransị Personal Injury Protection (PIP) nke gị na-ebu ụzọ kwụọ ụgwọ ọgwụ gị, n'agbanyeghị onye kpatara nkukota ahụ. |
| Ọnụ ụzọ okwu (verbal threshold) | Ọ bụrụ na amụma inshọransị gị nwere nhọrọ “limitation on lawsuit” (mmachi ikpe), ị nwere ike ịgba akwụkwọ maka ihe mgbu na nhụjuanya naanị ma ọ bụrụ na mmerụ ahụ gị ruru eru, dịka mmerụ na-adịgide adịgide, ọnyá dị ukwuu ma ọ bụ ọkpụkpụ gbajiri agbaji. |
| Nleghara anya jikọrọ ọnụ (comparative negligence) | Ị ka nwere ike inweta ụgwọ nkwụghachi ma ọ bụrụ na ụta dịkwa gị n'otu akụkụ, ma ọ bụrụhaala na ụta gị agafeghị 50%. A ga-ebelata ego ị ga-enweta dịka akụkụ ụta gị si dị. |
| Oge ngwụcha afọ 2 | A ga-etinyerịrị ọtụtụ ikpe ihe mberede ụgbọala n'ime afọ 2 site n'ụbọchị nkukota ahụ. |
| Ọkwa ụbọchị 90 | Ọ bụrụ na ụgbọala ma ọ bụ ụgbọ ala ọha nke obodo, county, steeti ma ọ bụ NJ Transit tinyere aka, ị nwere ike itinye ọkwa nkwupụta n'ime ụbọchị 90. |
Iji mụtakwuo banyere oge ngwụcha ndị a, gụọ oge ngwụcha iwu (statute of limitations) maka ihe mberede ụgbọala na New Jersey.
Ebe a na-anụ ikpe ihe mberede ụgbọala nke Essex County: A na-etinyekarị ikpe ihe mberede ụgbọala sitere na Essex County na Superior Court nke New Jersey, Law Division, Essex County, na Newark. Ọfịs anyị dị na Newark dị nso n'ụlọikpe ahụ.
Ụgwọ nkwụghachi ole ka ị nwere ike inweta?
Mmebi akụ na ụba
Ụgwọ ọgwụ karịrị PIP, ọgwụgwọ n'ọdịnihu, ụgwọ ọrụ furu efu, ike ịkpata ego belatara, na ịrụzi ma ọ bụ dochie ụgbọala.
Mmebi na-abụghị akụ na ụba
Ihe mgbu na nhụjuanya, nsogbu uche, ọnyá, ịkwụsị ịnụ ụtọ ndụ, na mfu nke mkpakọrịta di na nwunye.
Ikpe ọ bụla dị iche. Uru nkwupụta gị dabere na mmerụ ahụ gị, ọgwụgwọ gị, inshọransị dịnụ na ihe akaebe nke ụta.
Ihe ị ga-eme mgbe ihe mberede ụgbọala gasịrị na Essex County
- Kpọọ 911 ma nweta nlekọta ahụike. Akụkọ ndị uwe ojii na-emepụta ndekọ gọọmentị, ọgwụgwọ n'oge na-echebekwa ma ahụike gị ma nkwupụta gị.
- Debe ihe akaebe nke ebe ahụ. See foto nke ụgbọala ndị ahụ, okporo ụzọ, akara okporo ụzọ na mmerụ ahụ gị. Nweta akwụkwọ ikike ịkwọ ụgbọala, nọmba plet na ozi inshọransị nke onye ọkwọ ụgbọala nke ọzọ, na nkọwa kọntaktị nke ndị akaebe ọ bụla.
- Kọọrọ onye inshọransị gị banyere nkukota ahụ. Mepee nkwupụta PIP gị ngwa ngwa, mana kwuo naanị eziokwu ndị bụ isi.
- Enyela onye inshọransị nke ọzọ nkwupụta e dekọrọ edekọ. Onye nyocha ha na-achọ okwu ọ ga-eji megide gị. Lee ihe ị na-ekwesịghị ikwu mgbe ihe mberede ụgbọala gasịrị.
- Anabatala nkwekọrịta ngwa ngwa. Onyinye mbụ anaghị ekpuchi nlekọta ahụike n'ọdịnihu na ego furu efu.
- Kpọọ onye ọka iwu ihe mberede ụgbọala na Essex County. Anyị ga-akọwa nhọrọ gị n'efu.
Ihe mere ndị ihe mberede metụtara na Essex County ji ahọrọ anyị
- Ọfịs anọ na Essex County: Newark, East Orange, Irvington na Montclair. Nzute bụ site na nhazi oge.
- Ihe dị ka afọ 30 nke ahụmịhe ikpe: ndị inshọransị maara na anyị dị njikere iwega ikpe n'ụlọikpe.
- Nlekọta pụrụ iche: ị na-enweta azịza doro anya na ozi oge niile site n'aka ndị otu iwu gị, ọ bụghị ebe a na-anabata oku.
- Enweghị ụgwọ n'ihu: ndụmọdụ bụ n'efu, ị gaghịkwa akwụ onye ọka iwu ụgwọ ma ọ bụrụ na anyị enwetaghị ụgwọ nkwụghachi.
- Anyị na-asụ asụsụ gị: ọrụ n'ọtụtụ asụsụ, ka ị ghọta nzọụkwụ ọ bụla.
- Anyị na-abịakwute gị: ọ bụrụ na mmerụ ahụ gị mere ka ị nọrọ n'ụlọ ma ọ bụ n'ụlọ ọgwụ, anyị nwere ike izute gị n'ebe ahụ.
Anyị na-elekọtakwa ihe mberede gwongworo, Ihe mberede Uber na Lyft, ihe mberede ndị na-eji ụkwụ aga, ihe mberede ọgba tum tum na ihe mberede igwe na Essex County niile, site na Newark na Oranges ruo Bloomfield, Belleville, Nutley na Livingston.
Ajụjụ a na-ajụkarị: Nkwupụta ihe mberede ụgbọala na Essex County
Ogologo oge ole ka m nwere iji tinye nkwupụta ihe mberede ụgbọala na Essex County?
A ga-etinyerịrị ọtụtụ ikpe ihe mberede ụgbọala na New Jersey n'ime afọ 2 site n'ụbọchị nkukota. Ọ bụrụ na ụlọ ọrụ ọha tinyere aka, ị nwere ike itinye ọkwa nkwupụta n'ime ụbọchị 90. Kpọọ n'oge ka oge ngwụcha ọ bụla ghara ịgafe.
Ụgbọ ala NJ Transit kụrụ m. Gịnị ka m ga-eme?
Nweta nlekọta ahụike ma kọọ banyere nkukota ahụ ozugbo. Nkwupụta megide NJ Transit na-agbaso iwu pụrụ iche maka ụlọ ọrụ ọha, gụnyere ọkwa nkwupụta nke a na-etinyekarị n'ime ụbọchị 90, ya mere gwa onye ọka iwu okwu ngwa ngwa.
Gịnị ma ọ bụrụ na onye ọkwọ ụgbọala kụrụ m enweghị inshọransị?
Ị nwere ike inweta ụgwọ nkwụghachi site n'inshọransị onye ọkwọ ụgbọala na-enweghị inshọransị ma ọ bụ nke na-ezughị ezu (UM/UIM) dị n'amụma nke gị. Anyị na-enyocha amụma gị ma na-elekọta nkwupụta ahụ na onye inshọransị gị.
Enwere m ike inweta ụgwọ nkwụghachi ma ọ bụrụ na ụta dịkwa m n'otu akụkụ?
Ee, ma ọ bụrụhaala na ụta gị agafeghị 50%. A ga-ebelata ụgwọ nkwụghachi gị dịka pasentị ụta gị si dị.
Ego ole ka onye ọka iwu ihe mberede ụgbọala na Essex County na-ana?
Ndụmọdụ bụ n'efu, ị gaghịkwa akwụ onye ọka iwu ụgwọ ma ọ bụrụ na anyị enwetaghị gị ụgwọ nkwụghachi. Anyị na-akọwa nkwekọrịta ụgwọ, gụnyere mmefu ikpe, tupu i bịanye aka n'ihe ọ bụla.
Ọ kwesịrị m ịnabata onyinye mbụ ụlọ ọrụ inshọransị?
Ọ bụkarịghị. Onyinye mbụ na-abịakarị tupu a mata oke mmerụ ahụ gị niile. Gwa onye ọka iwu okwu tupu i bịanye aka n'ihe ọ bụla ma ọ bụ nabata ego. Gụkwuo banyere ogologo oge nkwekọrịta ihe mberede ụgbọala na-ewe na NJ.
Ị merụrụ ahụ na Essex County? Ka anyị kparịta taa.
Nweta ndụmọdụ n'efu na-enweghị ọrụ ọ bụla site n'aka onye ọka iwu ihe mberede ụgbọala na Essex County. Anyị ga-akọwa ikike gị, oge ngwụcha gị na uru nkwupụta gị nwere ike ịdị.
Kpọọ 888-658-4284 Rịọ maka nyocha ikpe n'efu
26 Park Street, Suite 2027 Montclair, NJ 07042
Tel. (973) 647-2981
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134 Evergreen Place East Orange, NJ 07018
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1182 Clinton Ave, First Floor, Irvington, NJ 07111
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Ntụle Ikpe n'Efu
Biko dejue fọm a, anyị ga-akpọtụrụ gị n’oge na-adịghị anya.
Na-ejere ndị ahịa ozi n'akụkụ niile nke New Jersey
Kpọọ anyị ka ịhazi oge maka mkparịta ụka gị n’efu n’ebe kacha gị nso.
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*Ụlọ Ọrụ Isi.
**Ebe a na-ezukọ naanị site na nhọpụta tupu oge eruo.
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